Unlimited Money The Sims 4: motherlode, rosebud and all the cheats
Credit: Electronic Arts / Maxis
Codes & Cheats

Unlimited Money The Sims 4: motherlode, rosebud and all the cheats

Fabian Fabian Lainé
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In brief

The Sims 4 is packed with cheat codes to fill your Sims' pockets in seconds: motherlode (§50,000), rosebud (§1,000) and Money X form the three pillars of instant wealth. If you'd rather play it clean, gardening, fishing, painting and high-level careers gradually turn an average household into a true financial empire.

Are your Sims broke, is the electricity bill threatening to cut the power, and do you dream of a three-story mansion with a pool? Good news: The Sims 4, released in 2014 by Electronic Arts and Maxis, packs a handful of money cheat codes of ruthless efficiency. Motherlode, rosebud, Money X, FreeRealEstate on... These historic commands inherited from the franchise let you build a Simoleon fortune in a matter of seconds. This guide reviews each cheat, its exact syntax, its limits, and also details the best legal methods for getting rich if you'd rather play it straight.

Simoleons, the official currency of The Sims

In the game, the currency is called Simoleons, symbolized by a stylized "§". Each household traditionally starts with §20,000, a sum quickly swallowed up by buying the lot, building, furnishing, and weekly bills. Simoleons finance absolutely everything: food, furniture, home expansions, vacations, outfits, pets, adoption, private lessons, funerals... Needless to say, running short seriously hampers the gaming experience, hence the appeal of cheats.

A money cheat doesn't lock trophies on PC, but it disables achievements and trophies on PS5 and Xbox Series. No save file has ever been corrupted by excessive use of motherlode.

Enabling the console: testingcheats true

First, open the game's cheat console:

  • PC: Ctrl + Shift + C
  • Mac: Cmd + Shift + C
  • PS4 / PS5: L1 + L2 + R1 + R2 simultaneously
  • Xbox One / Series: LB + LT + RB + RT simultaneously

An input bar appears at the top of the screen. Then type testingcheats true and press Enter to confirm. This preliminary step is required to unlock most advanced commands. Motherlode, rosebud, and kaching technically work without it, but it's worth enabling by default to avoid unpleasant surprises with the other cheats.

Creating a Sim in The Sims 4

Motherlode, rosebud, and kaching: the three historic cheats

Three commands form the backbone of any generous playthrough:

  • motherlode — adds §50,000 to the household, reusable infinitely. The great classic inherited from the original The Sims, released in 2000.
  • rosebud — adds §1,000 to the household. A direct nod to the film Citizen Kane.
  • kaching — also adds §1,000. An onomatopoeic alternative evoking a cash register.

These three cheats are used in a loop: type motherlode, confirm, type it again, confirm, and so on. In thirty seconds you'll reach a million Simoleons with no effort, and in a minute you can fill the coffers of an entire family dynasty.

Money X and FreeRealEstate: full control over your fortune

Two more precise commands offer surgical control over your wealth:

  • Money 999999999 — sets the household's balance to the exact value of your choice. Unlike motherlode, which adds to the total, the Money command overwrites the current amount. Tested up to 999,999,999 § without crashing.
  • FreeRealEstate on — to be typed from the neighborhood selection screen, before moving in. All lots and built houses become free, from the suburban studio to the 400,000 § mansion. The FreeRealEstate off command disables the effect.
The winning combo for players in a hurry: FreeRealEstate on to pick the finest available mansion, then Money 500000 once moved in to furnish it without counting a single §.
Build Mode in The Sims 4

Advanced cheats: bills and comfort

A lesser-known but valuable command for preserving your savings over the long run:

  • Households.autopay_bills true — bills are automatically paid as soon as they arrive, so the mailman never cuts off your water or electricity. Ideal if you hate administrative micromanagement.

Important reminder: Satisfaction points (aspiration rewards) are a separate currency that no money cheat can fill. No motherlode will unlock them, and the sims.give_satisfaction_points command follows its own rules. Check out our dedicated guide to make the most of it.

Getting rich without cheats: lucrative careers and talents

If the urge for wealth is nagging at you without wanting to betray the spirit of the game, several legal paths will boost your fortune within a few in-game days.

The most lucrative careers

  • Business, level 10, CEO branch: salary close to 14,000 § per full workday.
  • Criminal, Boss branch: comparable pay, with a delightful roleplay bonus.
  • Tech Guru, eSports branch: telecommuting from the living room computer, very profitable at level 10.
  • Politics, Charismatic Leader branch: recurring campaign bonuses and donations not to be overlooked.

Creative jobs from home

A Sim can make a fortune without ever leaving the living room:

  • Best-selling writer: starting at level 8 in Writing, each novel brings in 3,000 to 5,000 § in weekly royalties that stack for life.
  • Virtuoso painter: XL-sized "masterpiece" paintings resell for between 2,000 and 8,000 § apiece.
  • Freelance programmer: fun mods and paid apps bring in thousands of Simoleons per month.

Gardening, fishing, and collections

The garden is probably the most profitable source in the game over the long term:

  • Gardening: rare fruits (strawberries, plums, blackberries) and plants obtained through grafting reach hundreds of Simoleons per harvest. An orchard of twenty plants generates 5,000 § every two days on average.
  • Fishing: big fish caught at secret spots — golden frog, coelacanth, ice shark (Cats & Dogs expansion) — are worth up to 1,500 § apiece.
  • Collections: crystals, metals, fossils, frogs, MySims. Complete sets see their unit value multiplied by five once assembled.
Grafting tip: cross a dragon fruit with an orchid plant to get the extremely rare holy fruit, sold for §350 each. A fully optimized vegetable garden pays out more than a level 10 promotion.
Furnished living room in The Sims 4

The most profitable items to resell

Creating goods to sell remains one of the most stable methods:

  • Clay sculptures (Spa Day expansion): up to §2,500 for a masterpiece piece.
  • Large paintings (Painting skill level 10): §6,000 to §8,000 each in abstract or classic style.
  • Pottery (Crystal Creations expansion): very high margins from intermediate level onward, with stock that increases in value as it ages.
  • Forged jewelry (Cottage Living expansion): forging produces four-figure items starting at level 7.

To sell, click on the finished item and choose “Sell” — or use the mailbox to ship paintings and books. Some packs (Businesses & Hobbies, Get to Work) even let you open a dedicated shop with a cashier and custom profit margin.

Frequently asked questions

Motherlode not working? Check the capitalization (all lowercase), watch out for a stray space at the start of the line, and reopen the console. The command has been active on every version of the game since 2014.

Can you go into negative money? Yes, in case of debt or repossession; typing Money 0 cleanly resets the counter to zero.

Do you have to re-enter testingcheats every game session? Yes, as soon as you quit to the main menu or switch to another household.

Do cheats disable paid expansion packs? No, contrary to a persistent rumor: they remain fully functional.

Keep reading on playnews.gg

To go further, our complete list of cheat codes covers Build, Skills, and Career commands. Also discover how to stack up Satisfaction points (a currency separate from Simoleons), master Create a Sim (CAS), lay down your walls like a pro in our Build guide, make the most of aspirations and traits, or play as an Occult Sim (vampire, mermaid, spellcaster, alien).

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Facing a bill that threatens to cut off your electricity, what's your approach?

Frequently asked questions

Does motherlode really work without limit?
Yes, you can type it endlessly. In thirty seconds you're closing in on a million Simoleons, in one minute you've filled the coffers of an entire dynasty. No save file has ever crashed from overuse.
Do money cheats block trophies?
On PC, no: motherlode, rosebud and others remain compatible with achievements. On PS5 and Xbox Series, however, they disable trophies as soon as they're activated.
What's the best cheat to start out without counting pennies?
Type FreeRealEstate on before moving in to pick the nicest villa for free, then Money 500000 once you're settled to furnish it without flinching at every purchase.
How do you get rich legally and fast?
Start a Sim as a writer: from level 8 onward, each novel brings in §3,000 to §5,000 in stackable weekly royalties. An optimized orchard generates §5,000 every two days, even outdoing a level 10 CEO.
Do you need to re-enable testingcheats every session?
Yes, every time you quit to the main menu or switch to another household. That's the price to pay to unlock Money X and other advanced commands.

Key takeaways

  • Motherlode adds §50,000 infinitely and only blocks achievements on console, not on PC.
  • FreeRealEstate on makes all lots free: the winning combo with Money to start out without counting pennies.
  • Optimized gardening (a twenty-plant orchard) generates more long-term income than a simple CEO career.
  • Bestselling author and XL painter offer massive passive income without ever leaving home.
  • Testingcheats true is mandatory to unlock Money X and other advanced commands.

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